The most important keyword is U.S. debt burden because it captures both the scale of the problem and the report’s main finding: Americans are carrying more debt than their incomes can comfortably support. ConsumerAffairs’ latest state-by-state study shows that the average individual debt burden in the U.S. reached $63,200 in 2026, while average individual income was $45,256. What ConsumerAffairs Is ConsumerAffairs is a U.S.-based consumer review and research platform founded in 1998, best known for publishing large-scale consumer reports and helping people compare financial, home, and service products. The company also publishes original research using public data, and it says it primarily…